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Financial literacy

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Why a reverse mortgage should be a last resort for most Canadian retirees

Reverse mortgages do the job of freeing up income for house-rich, cash-poor Canadian seniors. But their terms are often...

Why a reverse mortgage should be a last resort for most Canadian retirees

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A parents’ guide to home down payment gifts and loans

Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...

A parents’ guide to home down payment gifts and loans
A Canadian family moving, thanks the BoC rate cuts, which improved mortgage affordability in Vancouver, Toronto and Hamilton

Mortgages

How much income do I need to qualify for a mortgage in Canada?

How much income do I need to qualify for a mortgage in Canada?
Two young sisters hugging in a cardboard box after moving into a new home

FHSA

Can you use the FHSA and HBP together?

Can you use the FHSA and HBP together?

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Canadian woman looking at her credit score after realizing she left her credit card dormant.

Credit Cards

What happens if you don’t use your credit card?

What happens if you don’t use your credit card?
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Financial Planning

David Miller Certified Financial Planner

Meet David Miller David Miller’s specialty is in helping successful Canadian individuals and families uncover and address their investment...

David Miller Certified Financial Planner

Shopping

Will food prices keep going up? Check the weather

From farm to table: How extreme weather affects prices along the food supply chain.

Will food prices keep going up? Check the weather
Two shiny red apples and a green apple are shown to symbolize the comparison of GICs and annuities for retirement

Ask a Planner

Annuity vs. GIC: What makes sense for retiring?

Annuity vs. GIC: What makes sense for retiring?

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A woman in her late 50s/early 60s smiles, as her husband is behind her about to give her a hug. They're wondering about GICs for his retirement savigs

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Is now the time for retirees to sell stocks and buy GICs?

Is now the time for retirees to sell stocks and buy GICs?

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