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Does your family qualify for the Canada Child Benefit? Which parent should apply? Find out how the CCB works.
The Canada Child Benefit (CCB) is a tax-free monthly payment to help parents cover the cost of raising children. The program is administered by the Canada Revenue Agency (CRA) and may include the child disability benefit and benefits payable under any related provincial or territorial programs.
The amount you receive depends on:
You must live with the children at least 40% of the time to qualify and be the person primarily responsible for their care. The legislation that governs this program requires the benefit to be paid to the female parent, but she can write a letter to the CRA to have the payments made to her male spouse or partner. For same-sex couples, only one parent can apply to receive benefits for all the children in the family.
If you have a spouse or partner, both of you need to file annual tax returns to remain eligible for the CCB. Benefits are based on your combined family income. The CRA calculates this number in July, and will recalculate each July, using your previous year’s adjusted net family income. Your benefits will be reduced when your family income exceeds a certain level. For benefits payable from July 2024 to June 2025, this was $36,502.
For more information about the Canadian Child Benefit, visit the Government of Canada website.
Example: “When Mick separated from his wife, they were required to wait 90 days before notifying the CRA, so that it could recalculate the amount of their Canada Child Benefit. If Mick remarries in June, he must report his new marital status by the end of July.”
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